Scale your business with
Expert Virtual CFOs.
Get the financial strategy, budgeting, and MIS reporting of a full-time CFO at a fraction of the cost. Tailored for growing startups and SMEs.
Growth vCFO
Perfect for early-stage startups and SMEs generating consistent revenue seeking financial discipline.
- Monthly Profit & Loss / Balance Sheet
- Basic Cash Flow Projections (3 Months)
- Direct Tax & GST Compliance Oversight
- 1 Monthly Strategy Call with Senior CA
Strategic vCFO
Comprehensive financial leadership for funded startups preparing for Series A/B or scaling operations.
- Detailed MIS & Unit Economics Analysis
- Budget v/s Actual Variance Tracking
- Board Deck & Investor Reporting Prep
- Dedicated Ex-Big4 Financial Partner
Full-Time CFO vs Virtual CFO
Growing businesses need senior financial expertise, but hiring a full-time CFO costs upwards of ₹30L - ₹50L annually. A vCFO bridges this gap.
Traditional Full-Time CFO
- High Cost: Heavy fixed salaries (₹2L+ per month) regardless of your business volume.
- Single Perspective: Limited to the experience of one individual.
- High Attrition Risk: Finding and retaining top financial talent is extremely difficult for early-stage startups.
ApkaFiling Virtual CFO
- Fractional Pricing: Pay only for the time and expertise you actually need (starts at ₹15k/mo).
- Collective Intelligence: Backed by an entire team of CAs, CS, and tax litigation experts.
- Scalable & Flexible: Upgrade or downgrade your service tier instantly as your business grows.
What Our Virtual CFOs Deliver
We move beyond standard bookkeeping to provide actionable, strategic insights that drive profitability and growth.
Management Information System (MIS)
Customized monthly reports highlighting revenue, margins, customer acquisition costs (CAC), and burn rate.
Cash Flow Management
13-week rolling cash flow projections to ensure you never run out of runway and optimize working capital.
Budgeting & Variance Analysis
Creating annual budgets and tracking them against actuals monthly to identify overspending early.
Investor & Board Reporting
Professional deck preparation for board meetings and VC updates, maintaining absolute transparency.
Compliance Health Check
Regular reviews of GST, TDS, PF/ESI, and ROC filings to ensure zero penalties and audit readiness.
Fundraising Support
Assistance with financial due diligence, cap table management, and answering investor financial queries.
Onboarding Process
Transitioning to a Virtual CFO is seamless. Here is what we need to get started with your financial transformation.
Accounting Software Access
Read/Write access to your Tally, Zoho Books, QuickBooks, or Xero account.
Bank Access (View Only)
View-only access to corporate bank accounts for real-time reconciliation.
Past Audited Financials
Balance sheets and tax audit reports from the previous 2 financial years.
Books Not Maintained Properly?
A Virtual CFO cannot function without accurate underlying data. If your bookkeeping is backlogged or messy, we must clean it up first.